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Commercial Accounts

Small Business CheckingBusiness Advantage Checking | Commercial CheckingPrestige Account | 
Money Market | Zero Balance Account | Business Savings Account | Certificate of Deposit


Park Cities InterBank’s business banking services offer a wide range of services including MasterCard® Debit Cards and 24-hour account access through our toll-free automated account access system
(call 1-888-584-3509). Check out our exceptional interest rates on our Rates page.

 

 

Deluxe Business Check Reorder

 

Small Business Checking1
This account is offered to small businesses and features a low minimum balance requirement.

  • Minimum Balance to Avoid Service Charge:  $750
  • Monthly Service Charge:  $12
  • Transaction Fees:  $.12 per check/debit in excess of 50; $.25 per deposit in excess of 25; $.10 per item on each deposit in excess of 100
  • Transaction Limits:  None

Business Advantage Checking1
This account is designed for mid-sized business customers who produce a higher volume of transactions than our Small Business Checking account allows.

  • Minimum Balance to Avoid Service Charge:  $5,000
  • Monthly Service Charge:  $15
  • Transaction Limits:  200 free transactions per month
  • Transaction Fees:  $.50 per transaction in excess of 200

Commercial Checking Account1
Customers are assigned an earnings credit rate to their monthly average daily balance that can offset part or all of monthly fees. Designed for businesses that maintain a high average balance or conduct a significant amount of monthly transactions.

  • Minimum Balance to Avoid Charges:  An earnings credit will be calculated by applying a periodic earnings credit rate to the monthly average daily balance less any float & a reserve requirement. This credit cannot exceed your monthly fees.
  • Monthly Account Maintenance Fee:  $15 (May be reduced by the calculated earnings credit)
  • Transaction Fees:  $.10 per each ACH debit or credit; $.25 per deposit; $.10 per item on each deposit; $.12 per check/debit
  • Transaction Limits:  None

Prestige Account1
Our business Prestige Account is an interest-earning account available to sole proprietors, non-profit organizations, and certain fiduciary customers.

  • Minimum Balance to Avoid Service Charge:  $1,500
  • Monthly Service Charge:  $15
  • Interest:  Interest paid monthly based on these balance tiers:
    $0 - $1,499
    $1,500 - $4,999
    $5,000 - $99,999
    $100,000 and above
  • Transaction Limits:  None

 

Money Market Account1
Our business Money Market Account offers customers a safe and reliable savings option with a high rate of return.

  • Interest:  Interest paid monthly based on these balance tiers:
    $0 - $2,499
    $2,500 - $4,999
    $5,000 - $49,999
    $50,000 - $99,999 
    $100,000 and above
  • Minimum Balance to Avoid Service Charge:  $2,500
  • Monthly Service Charge:  $15
  • Transaction Limits:  Six withdrawals per month
  • Transaction Fees:  $20 per withdrawal in excess of 6 per month


Zero Balance Account (ZBA)1
Our Zero Balance Account will reduce the need to transfer funds between accounts by automatically transferring funds from your depository accounts, or by automatically funding check-writing accounts.  Visit our Treasury Management section for more information.

Business Savings Account1
This account can help businesses achieve their long-term financial goals.

  • Interest:  Interest compounded monthly and paid quarterly
  • Minimum Balance to Avoid Service Charge:  $100
  • Quarterly Service Charge:  $3 per quarter
  • Transaction Limits:  6 withdrawals per month
  • Transaction Fees:  $20 per withdrawal in excess of 6 per month

 

Certificates of Deposit (CDs)1
Certificates of deposit provide our customers a fixed, predictable rate of return over a selected time period without risking the principal initially deposited. Higher rates of interest are paid for longer terms to maturity.

  • Terms to Maturity:  View Rates 
  • Interest Rates:  View Rates  
 
 
 

1Other account related fees may apply.

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